New Credit Card Technology – Contactless Payments
It can sometimes be hard to know where to look with so many different credit card offers and developments currently on the market. However, one new piece of credit card technology that is definitely worth looking at is the new trend for making contactless payments.
This is an interesting credit card development that has the potential to revolutionise how we pay for goods just as much as Chip and PIN did when it first came into the mainstream. The idea behind contactless payments is exactly as its name suggests – paying for goods using your credit card, without the card ever needing to leave your hand.
Essentially, all you need to do is hold the special chip in your contactless payment card over the card reader. This should register and the payment should then go through. T Read more…
Square one: how to build credit after divorce
Going through a divorce can be one of the most stressful and emotionally draining experiences of your life. Your credit score is probably the last thing on your mind, but you do need to make sure you’re working towards a healthy financial future in the midst of the separation from your spouse.
Some people are left with a very poor credit score after divorce because they find their ex didn’t pay bills on time and ruined the credit of both parties. Others simply don’t have any financial accounts under their own name. Whatever your situation, there are some effective ways to build or re-establish credit after divorce.
Here are five ideas to help you get started.
1. Pull your credit reports
First, find out where you stand. The only way to know the status of any joint credit accounts, or accounts that were formerly maintained in both of your names, is to check your most recent credit reports from Equifax, Experian and TransUnion.
Commodities Investment: A Decade of Hits
A quick look at the 14 commodities in the market over the last 10 years shows that investing in any of them over that 10-year period would have been a good bet, and now analysts are speculating on the next 10 years of commodities performance. Of particular interest are stand-out performers is gold at a 19% annualized return, and whether the commodity will continue to see gains. Many investors believe that gold will not be able to sustain its continual rise, while others believe persistent global debt concerns will help keep it in the position of a safe haven investment. As for the other commodities, the general consensus is that the continued urbanization of large population sectors like China will stoke significant future demand. For more on this continue reading the following article from Money Morning.
What a decade!…
How to Create Wealth With Debt
On the surface, this seems like an oxymoron. How could you possibly use debt to create more money? It actually isn’t an oxymoron, but you’re going to need to change your perception of debt and classify into two different categories for this to make sense. There are many ways that going into debt can actually end up securing your future, just as there are many ways that going into debt will ruin your future. Let’s look at both to discover how to turn your debt into wealth.
First, let’s discuss the kind of debt that you are probably most familiar with. Bad debt is the kind of debt that most of us get into after overspending on things that we really don’t need. It’s easy to get caught up in commercialism and want to have all the things that we think we deserve. Many of try to live like millionaires on a small percentage of their budget. With poor m
The (Next) Big Short: Current Investments of Michael Burry and Steve Eisman
Instead of writing the 8,449th review of this book, my question was what are these characters betting against now? Now, this doesnt necessarily mean I think theyll be right, but Im still curious.
Michael Burry, Scion Capital Burry no longer accepts money from outside investors (he doesnt need to), but still invests at using his own money. He doesnt write a blog or release his recent letters to shareholders to the public, except for a few old ones. He did make a April 2011 lecture at his alma mater Vanderbilt University entitled where he sees continued problems with the government printing too much money and not tackling our current fiscal problems.
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