Financial Consultant
Wednesday Roundup: Credit Cards & Debt News
Its Wednesday, and once again were bringing you our favorite posts and article on credit card and debt news. Check out how the debit and credit card swipe fees decrease could impact us all, how you can protect yourself against credit card fraud, what new strategies debt collectors are using, and more.
Tempted In Every Way
Its easy to forget that Jesus was tempted in every way, including areas of worldly wealth and power. I was going through the book of Matthew the other day and read through the section about Jesus temptation in the desert. I read it in a different light this time as, especially since Ive been writing about the bible and money.
Heres the situation. Satan took Jesus to the top of a mountain, showed him all the riches in the world and said “I will give it all to you,” he said, “if you will kneel down and worship me.”
Without hesitation, Jesus rejected the Devils offer. How he rejected it was interesting to me as I read this passage again. He didnt say Not interested Devil. Im Jesus and can ask my father for anything. No, it wasn’t about the money or possessions for Jesus, which is clear to see in his answer.
Jesus told him. “For the Scriptu
Business Tips: Developing a New Business Consulting Relationship
If you are considering hiring a business consulting firm to assist you with various aspects of running, marketing, and developing your business, the early days of contact with a consulting firm will tell you a lot about the type of business they operate. Read on for things to look for.
First Contact
When you first speak with a marketing or business consulting company, their mission should be to learn as much about your business as possible. The rep should have excellent listening skills. You don’t want a cookie-cutter approach to business improvement or marketing; you want someone to understand the complexities of your business so they can make educated recommendations. The firm should be a fairly transparent organization as well, that’s willing to talk a bit about what they can use to help you reach your goals. The Read more…
Dave Ramsey Comments On My Post About His New House, His Debt Philosophy And Giving
A few months ago I published a post about how financial guru Dave Ramsey had built a beautiful new multi-million dollar home in an upscale neighborhood in Tennessee. When I wrote the post I intended to focus more on the fact that Dave Ramsey had built the house without any debt of any kind, and wanted to hold it up as an example of living a financially responsible life. I thought it was pretty cool that Ramsey was practicing what he preaches, and was living a cash only lifestyle.
Soon after I wrote the post the comments section quickly took a turn, and the comments turned from a discussion of paying cash for a home, or living a cash only lifestyle, to a discussion of the ethics and morality of buying such a big home when you dont need it, and whether you can be a witness for Christ when you have such wealth.
There were some comments that I believe made salient points about how we need to guard against allowing our wealth and possessions to become an idol in our lives, and about how we as Christians always need to be looking to Christ for guidance in our lives to make sure were being good stewards.
There were other comments that I think were extremely judgemental, that were assuming the worst about Ramsey and essentially saying that he was making money off the misery of others and that he wasnt a good witness for Christ.
I was thinking about closing the comments on the discussion because it was starting to devolve a bit, when Dave Ramsey himself decided to stop by and comment on the discussion to shed some light on the situation.
It was obvious from Daves comment that he had read much of the discussion, and Im sure some of it was pretty frustrating to read. Here is what he said.
I just found this discussion from a twitter link. Wo
The Ins and Outs of Personal Loans
Personal loans are fast, flexible, and practical. These loans can be used in a number of different and unrestricted ways from fixing your home to paying for your dream wedding. Unlike other loans, such as home loans, lenders rarely dictate how the funds from a personal loan should be used.
In addition, borrowers do not have to provide collateral in order to obtain a personal loan. Not offering up your home or other asset in exchange for a loan often provides peace of mind.
These are the main reasons why personal loans are in high demand all across the world. While beneficial in a number of ways, there are just a few things to keep in mind when considering if a personal loan is right for you.
Things to Keep in Mind
As a general rule of thumb, personal loans are given to people who have good credit.
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