Financial Glossary
Citi Diamond Preferred Card: 0% APR For 18 Months + $200 Statement Credit
Heres another nice 0% interest balance transfer offer it mentions the holidays, but ideally youll be using it to pay down your balances even faster! The now gives you 0% APR for 18 months on both balance transfers and purchases. Now, the balance transfer fee is 3% (minimum $5). However, you also get a $200 statement credit after you make $500 in online purchases in your first 3 months. This means that you could transfer a balance of up to $6,650 and still have your transfer fee completely covered. Transfer less than that, say $5,000, and youd actually net yourself $50. Remember, purchases are at 0% APR as well. No annual fee.
Comparing this with the other , the mentioned earlier has at all, but only for a period of 12 months. If your balances are less than or around $7,000 you would get six more months at 0% with the Diamond Preferred over the Slate.
North Dakota Potato Dealer Bond
The laws for North Dakota potato dealers have evolved. A new bill titled HB 1027/HB 1399 makes financial security mandatory in order to obtain a potato dealer license. Under previous legislation, dealers were required to be licensed and the State Seed Commissioner had the option to require a form of financial security, which a surety bond would satisfy.
Poll: the 4 smartest credit card moves
What’s the smartest credit card move you’ve ever made?
CardRatings.com asked that very question in a recent poll in the weeks leading up to the American Bankers Association’s annual “Get Smart About Credit Day,” set for Oct. 20, 2011. The ABA’s nationwide campaign aims to educate young people about sound credit card use.
The poll first appeared on the CardRatings.com home page on Sep. 23. Respondents had a choice of four answers. Here are the results:
“Got a rewards card and ran all my regular expenses through it”
48 percent. This was by far the most popular answer, chosen by nearly half of you. This means many of you are capitalizing on rewards cards to reap the benefits – cash back, airline miles and points – simply by paying your bills with your rewards credit card and paying your balance each month.
With rewards cards, you make money every time you use them.
US Budget Numbers Simplified To The Household Level
Someone sent this to me via e-mail, and I dont know the original source. From the $38.5 trillion number, that seems to refer to the budget cut deal that averted a US government shutdown in April 2011. In any case, it does make the numbers much more easy to grasp.
Some stats about the US government:
- U.S. Tax revenue: $2,170,000,000,000
- Fed budget: $3,820,000,000,000
- New debt: $ 1,650,000,000,000
- National debt: $14,271,000,000,000
- Recent budget cuts: $ 38,500,000,000
Now, remove 8 zeroes and pretend it’s a household budget:
- Annual family income: $21,700
- Money the family spent: $38,200
- New debt on the credit card: $16,500
- Outstanding balance on the credit card: $142,710
- Total budget cuts: $385
I know that this is macroeconomics vs. m
How I spent my summer…credit card rewards
Over the summer, we asked a sampling of our site visitors to tell us how they spend their credit card rewards. The results of our survey show that you’re a frugal lot, with plenty of spending and traveling to do! Our respondents chose from five broad credit card rewards categories, with the rankings turning out like this:
1. Cash back rewards
Nearly half of our respondents told us that cash rebates hold the most sway over their credit card decisions.
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